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Secure your Business & Personal Services

Pursue your passion towards your business dreams through our insurance plans Business and personal services focus on providing personalized services—such as legal advice, medical treatment, and other specialized services—to an individual or group for compensation. Business and personal services insurance is necessary as a client can bring a lawsuit or property can be damaged, potentially costing an uninsured business more than it can afford.

Secure Your Services

Business and Personal Services include:

We have put together insurance programs to protect your business at an affordable price.  Doing business without insurance is a risk you shouldn’t take.   With the appropriate insurance, you will have confidence that your business is protected and the assurance that you will do business and succeed.

General Liability Insurance
General Liability is the most basic type of business insurance. It is also commonly referred to as Comprehensive Commercial Liability. General liability insurance covers liability claims for bodily injury, personal injury, or property damage. This means you are covered for accidents at your business or at your client’s business. It also covers the cost of defending or settling claims, whether fraudulent or not.
Professional Liability (errors and omissions) is a policy you should consider. Regardless of what kind of business you own, customers can claim that something you did on their behalf was done incorrectly and that this error cost them money or caused them harm in some way.  Get coverage for legal defense, personal injury, copyright infringement, and more.

FAQ's

Professional liability insurance, also known as errors and omissions insurance, is essential for businesses offering personalized services due to the following reasons:

  • Protection from Errors: Covers legal expenses and damages if a client alleges negligence, errors, or omissions in the services provided.
  • Financial Safeguard: Ensures coverage for claims related to professional advice, service mistakes, or failure to perform duties as promised.
  • Industry Requirement: Many clients and contracts require proof of professional liability insurance to mitigate risks associated with service errors or dissatisfaction.

General liability insurance provides foundational coverage for various risks faced by service-oriented businesses:

  • Bodily Injury: Protects against claims if a client or third party sustains physical injury while on your business premises or due to your services.
  • Property Damage: Covers damages to property belonging to others caused by your business operations or employees.
  • Legal Defense: Includes legal defense costs and settlements for covered claims, offering financial protection against lawsuits alleging negligence or accidents.

Commercial property insurance safeguards physical assets crucial to operating business and personal service establishments:

  • Asset Protection: Covers buildings, equipment, inventory, and furnishings against damage or loss from fire, theft, vandalism, or natural disasters.
  • Business Continuity: Provides financial support to repair or replace damaged property, ensuring minimal disruption to business operations.
  • Customizable Coverage: Allows businesses to tailor insurance policies to their specific needs, addressing unique risks associated with their premises and operations.