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We are here to help you get the right general liability insurance.
Your business is exposed to liabilities every day. Let InsureYourCompany help get you the right general liability insurance coverage to protect your business.
General Liability is the most basic type of business insurance. It is also commonly referred to as Comprehensive Commercial Liability. General liability insurance covers liability claims of bodily injury, other physical injury or property damage. This means you are covered for accidents at your business or at your clients’ place of business. It also covers the cost to defend or settle claims, whether they are fraudulent or not.
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It is important to remember that general liability insurance policies exclude professional liability insurance claims against your business. That’s why we typically recommend small businesses complement their general liability insurance coverage with property insurance to ensure maximum coverage in your office or at your clients’ places of business. You can bundle this into your business owner’s policy and customize your coverage levels to insure risks that are inherent to your industry. A general liability and property package policy covers any theft or destruction of your business’ property, computers, hardware and software.
General liability insurance can assist in covering claims for bodily injury or property damage caused by your business. This insurance is occasionally referred to as business liability insurance, commercial general liability insurance, or comprehensive general liability. You have the option to purchase on its own or include it with other important coverages by choosing a Business Owner’s Policy.
We are here to assist you in determining the necessary business liability insurance coverages for your company. Our purpose to understanding the coverage of general liability insurance or receiving a quote for this insurance.
With our general liability insurance, your small business will be protected from various risks, allowing you to continue operations with confidence. Here’s what our coverage includes.
This thorough protection guarantees that your business is shielded from typical risks, enabling you to concentrate on progress and achievement.
Simply put, general liability insurance coverage protects your business and its assets. In the event a customer is injured at your place of business or from a product you sell, your general liability insurance policy will protect you.
But, remember, general liability insurance only protects you against certain types of claims. Learn more about professional liability insurance to fully insure your small business. It’s also known as errors and omissions insurance.
InsureYourCompany offers all types of NJ business insurance through a variety of insurance carriers. Protect the other important assets in your company with workers compensation insurance, group health insurance, general liability insurance, professional liability insurance, employee benefits, umbrella insurance, 401k retirement plans, and more. We also specialize in technology insurance for IT professionals.
General Liability Insurance typically covers third-party bodily injury, property damage, personal and advertising injury (like slander, libel or copyright claims), and medical or legal defense costs if your business is sued after someone gets hurt or their property is damaged because of your business operations.
General Liability Insurance doesn’t cover injuries to your own employees, damage to your own property, professional mistakes or errors, commercial auto accidents, or cyberattacks/data breaches. These risks typically require separate policies like Workers’ Compensation, Professional Liability, Commercial Auto, or Cyber Liability.
Insure Your Company specializes in tailoring General Liability Insurance based on your industry, business size, and state requirements. We work with top-rated carriers to provide cost-effective coverage, fast policy issuance, and expert guidance to help businesses stay compliant and protected from third-party claims.
Costs vary widely based on your industry, location, and risk level. Small business premiums typically range from a few hundred to over a thousand dollars per year. Higher‑risk businesses, like contractors, often pay more, while low‑risk services may cost less.
Any business that interacts with customers, clients, or the public should consider general liability insurance. It’s often required by landlords and clients, and it helps protect your company from financial losses due to common accidents or claims.
Selecting the right policy means evaluating your industry risks, customer exposure, contract requirements, and business size. Work with an experienced insurance provider to customize coverage and limits that fit your needs.
We believe in supporting our clients through every step of the insurance process. From choosing the right coverage to filing a claim, we are here to offer guidance and support. Request a free quote today and get coverage that meets your unique needs.
