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General Liability

Your business is exposed to liabilities every day. Let help get you the right general liability insurance coverage to protect your business.

General Liability is the most basic type of business insurance. It is also commonly referred to as Comprehensive Commercial Liability. General liability insurance covers liability claims of bodily injury, other physical injury or property damage. This means you are covered for accidents at your business or at your clients’ place of business. It also covers the cost to defend or settle claims, whether they are fraudulent or not.

It is important to remember that general liability insurance policies exclude professional liability insurance claims against your business. That’s why we typically recommend small businesses complement their general liability insurance coverage with property insurance to ensure maximum coverage in your office or at your clients’ places of business. You can bundle this into your business owner’s policy and customize your coverage levels to insure risks that are inherent to your industry. A general liability and property package policy covers any theft or destruction of your business’ property, computers, hardware and software.

Why do I need Small Business General Liability Insurance?

Simply put, general liability insurance coverage protects your business and its assets. In the event a customer is injured at your place of business or from a product you sell, your general liability insurance policy will protect you.

But, remember, general liability insurance only protects you against certain types of claims. Learn more about professional liability insurance to fully insure your small business. It’s also known as errors and omissions insurance. offers all types of NJ business insurance through a variety of insurance carriers. Protect the other important assets in your company with workers compensation insurance, group health insurance, general liability insurance, professional liability insurance, employee benefits, umbrella insurance,401k retirement plans, and more.  We also specialize in technology insurance for IT professionals.