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Group Health Insurance

If you are thinking of improving you benefits package or starting new group let Insure Your Company provide comprehensive group insurance solutions tailored to your specific needs. We help our customers put together employee benefits packages to improve their businesses and the health of their workforce. Request a free quote appointment and talk to a real group benefits expert today.

What is Group Health Insurance?

Group health insurance is a type of health insurance coverage offered to a group of people, typically employees within a business or organization. It’s a cost-effective way for businesses to provide health benefits to their workforce.  This benefit is sometimes referred to as employer-based coverage.

Coverage for Employees

Group health insurance extends health coverage to all eligible employees, ensuring that they have access to medical services, preventive care, and other ancillary benefits like group Vision, Dental and Life.

Cost Sharing, Cost Savings

Both employers and employees usually share the premium costs. This cost-sharing approach can make health insurance more affordable for everyone.


Employers can often tailor the insurance plan to meet the unique needs of their workforce. This flexibility can include choosing from various plan options, such as Self-Funded, HMOs, PPOs, or high-deductible health plans.

How Do Group Benefits Work?

Understanding how group benefits work is crucial for business owners. It not only helps attract and retain top talent but also fosters a healthier and more productive workforce. Here’s how group benefits operate:

Shop for Coverage

Whether its your first time implementing group health insurance or just another renewal, we make exploring your price, coverage and network options easy.


Employees typically enroll during the company’s open enrollment period, which occurs annually. New hires can join the plan during their probationary period or as specified in company policy.


Both employers and employees contribute to the cost of premiums. The employer often pays a larger portion, while employees may have payroll deductions for their share.

Network Access

Group health insurance plans often come with a network of healthcare providers. Employees are encouraged to use in-network doctors and facilities to receive the highest coverage.

Claims and Benefits

When employees need medical care, they can file insurance claims for covered services. The insurance plan will outline the specific benefits and services covered.

Wellness Programs

Many group health insurance plans include wellness programs and incentives to encourage employees to adopt healthy lifestyles and preventive care.


Business owners need to ensure compliance with all relevant laws and regulations, such as the Affordable Care Act (ACA)and COBRA, to avoid penalties and provide quality benefits.

At Insure Your Company, we specialize in helping business owners navigate the complexities of group health insurance. Our goal is to empower you with the knowledge and resources to make informed decisions about your insurance needs.

Customer Service

The most important service we provide is our customer service support team.  Our group health insurance professionals will assist your HR team with every aspect of your group health benefits plans. Giving you the power to focus on your business and growing success.