May 2021 - InsureYourCompany

Once you have a few employees under your employ, you are going to have to change your way of thinking. Instead of just being a business owner, you are now an employer. You are the one who is going to be in charge of them (and the future of your business). You need to find a way to connect them and work with them so that your business runs as effectively as possible. This is even harder today when most people prefer to work from home.

So, how can you maintain an effective workforce?

Have a clear goal in mind. Before any of your employees know what is going on, you need to know. So, come up with a plan of action. Figure out everything that needs to be done and decide who is the best person for each job.

Communicate, communicate, and communicate some more. Once you have a plan, it is time to move forward with it. Though everyone groans about meetings, the truth is that they are a great way to get everyone together and talk about your goals and plans. You can also use this time to delegate the tasks that need to be done.

You may also need to have smaller meetings so that everyone is one hundred percent on board with you. Don’t be afraid to check in as time goes by so that you can make sure that everything is still going according to your plan.

Find a way to be flexible. As you implement your plan, you may realize that you need to make some changes. You are going to need to let go and be flexible. You may need to hire a new employee to get a certain task done in time. Not only that, but you may also realize that you gave the wrong task to the wrong person. Switch it up, until you find the right person for each task.

If something is not working, and you need to make changes, do it now. It is better to quit partway through a project than struggle through the whole thing, only to realize that you are going to have to go another way. Your goals and plans may change and there is nothing wrong with that!

Learn to delegate. You don’t need to micromanage your employees. Give them tasks to do and let them go. Don’t be afraid to check in periodically, but you don’t have to watch over their shoulders to make sure that they are doing the work properly. Employees work much better when they are given the freedom to work at their own pace and to figure out the best way to get it done!

It can be hard to manage a workforce. You have to start with a plan, though you may need to be flexible if it isn’t working out exactly the way that you hoped. You may need to make some minor (or even major) changes in order to keep everything going. You also need to communicate with everyone so that all of your employees know what the plan is and what they need to do to help you get there. This may include a lot of meetings or just weekly check-ins to make sure that everything is going well.

This also means that you are going to have to let go of some things in order to delegate. You chose your employees for a reason, so it is important that you let them do what they are good at! They don’t need you watching their every move in order to get things done. In fact, they will probably work harder without you breathing down their neck!

Contact us for all of your insurance needs. We will help to protect your business so that you can focus on doing what you love!

When heading off to college there are a lot of things to think about. Finding a place to live is high on the list. Whether you opt for dorm or off-campus housing, you are going to need to buy some things or take them from home. A laptop, school supplies, and television are standard big-ticket items. Your new college space may also need dressers, a couch, and a mattress. The amount of “stuff” you need to live away from home adds up quickly.

That is why you should really consider renter’s insurance. Here are some reasons why.

It might be cheaper than you think.

Renters insurance is often inexpensive. An average policy is typically under $200 per year.

Everything that you have adds up.

From small accessories to big-ticket items, your stuff accumulates quickly. Your television, computer, laptop, printer, and furniture can cost several thousand dollars. If you are a gamer, you may have a game system, good speakers, and other expensive gear. You may have a good camera and other possessions that you don’t want to leave at home. All of these items add up (and quickly).

You may not have the money to replace all of these items.

Most college students don’t have a lot of extra money. It is much cheaper to have the insurance than it is to replace everything you brought to college.

You probably aren’t covered under your parent’s insurance.

Unless you live in the dorm and your primary residence is still your parents’ house, your belongings probably won’t be covered under your parent’s homeowner insurance policy. If you are on your own, you need to be protected.

Your parent’s homeowners policy might have a high deductible.

Even if you are covered by your parent’s insurance policy, it may not help you out when you need it. Most deductibles are pretty high, so they might not cover your two-hundred-dollar television. If the deductible is five hundred dollars, you will have to pay for a new TV out of your own pocket.

Most renter’s insurance deductibles are much lower, making it a more affordable option for you.

You may be required to have renter’s insurance.

Many apartment complexes require all tenants to have renter’s insurance for everyone’s safety and protection. Likewise, you may not be allowed to move in until you can show proof of insurance.

Though you may not want to spend any extra money on renter’s insurance, it is usually a great idea. This is especially true when you start to think about how much stuff you really have. A laptop and some furniture can really add up. There are times when it is worth getting your own policy!

If you want to make sure that you and your belongings are fully protected, don’t hesitate to contact us today. We will be glad to talk to you about all of your insurance needs and wants to find a policy that you need.