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Best In-Class Business Insurance for Technology Firms & IT Consultants
Let’s move back in time when important decisions had to wait till a partner overseas could create time to travel for a meeting. This practice was detrimental to the growth of businesses and could cause a backlog of services, hence delaying productivity.
Now, things have taken a paradigm shift. Zoom, Google meets, and other great tools have played a vital role in ensuring that businesses run as usual. If you think you’ve seen it all, hold your horses for more is yet to be unleashed.
This post seeks to highlight how businesses benefit from these apps and, even better, indicate the future of video conferencing.
So what are the advantages of these apps?
One could argue that communication is effective as long as information passes from one employee to another. Unfortunately, an email or audio meeting cannot suffice as productive communication in some scenarios.
There is a need for people to interact one-on-one to ensure they discuss a matter appropriately. As such, video conferencing comes in handy.
With a video conference, clients feel appreciated, and one is likely to close a deal through a video conference. The same can’t be said about emails or any other form of communication that does not portray the true feelings of either party.
Further, it improves the relationships among colleagues, hence preventing tension in places of work. As such, employees feel comfortable airing their thoughts freely.
Businesses have cut costs in travel budgets, meaning such funds benefit the organization in other ways. Thanks to video conferencing, you don’t have to travel miles to have a 10-minute meeting in another city or country.
Further, employers can easily hire high-quality employees irrespective of their location.
Reporting is now simplified, irrespective of location. With video conferencing, hybrid teams can contribute to ongoing projects in real-time; hence everyone in the team contributes accordingly.
Video conferencing creates a desirable life and work balance. Research shows burnouts constitute a significant contributor to people quitting their jobs.
As such, employees work within comfortable working hours, hence reducing working burnout. It is easy to log in and work from wherever with video conferencing.
Members that could not give full attention to the meeting can record most of these calls, hence keeping every employee up to date with current happenings at the workplace.
Video call recordings are also a perfect way to keep track of important meetings with clients. It prevents a scenario where a vital project member misses out on the clients’ specifications.
Video conferencing is still big even after the pandemic, Statistics show that it is yet to explode into a much more prominent tool in the business world, even more, prominent than incredible tools such as Artificial Intelligence (AI), Robotics, Automation, and voice assistants.
Further, tools like Artificial Intelligence are likely to be incorporated into video conferencing to ensure efficiency. This advanced technology is already evident in how self-explanatory video conferencing tools have become and features that support easy navigation, even for beginners.
At this juncture, we can conclusively say, the pandemic forced the business world into incredible innovations that have become instrumental in changing the narrative of most businesses; they are now counting more profits than before.
It’s helpful to embrace video conferencing apps and incorporate the knowledge and skills of competent consulting firms like Insure Your Company.com. Our team of top-notch business insurance experts is always standing by to help you start directing your business on the right path. Contact us today for details on how video conferencing can benefit your business.
Anyone can recognize a highly engaged and motivated employee by sight. They are unique, productive, and never hold back when needed. Such employees always go the extra mile to help the business achieve its goals. The question that remains is, how is it possible to achieve such a level of motivation in business?
Motivated employees push themselves to these levels because they want to. There is no drive from external forces or supervision to work better. They get inspiration from what they do in the organization and feel connected to their goals.
As a leader, it would be best to look for ways to enable your employees to reach such levels of engagement and motivation. Napoleon Hill’s Law of Success Book raised the concept that employees should use their individual goals to push themselves out of their comfort zone and work selflessly to achieve company goals. As this is easier said than done, this blog post discusses how you can achieve such a high level of employee engagement and motivation in the workplace using your personal goals.
Typically, every employer knows that helping employees achieve goals is a critical part of their task as managers. Employees need to see how their work contributes to the general achievements of the organization and set the correct targets to meet their needs. Goal-setting is the most common mechanism used to provide ongoing feedback on processes and achievements by employees. By monitoring targets accurately and giving real-time feedback to employees, you can help to improve their performance and motivate them to achieve more.
Failure to meet goals will often result in consequences for both the business and the employee. The broader organization will suffer from unmet deadlines, low production, and poor customer service. According to Linda Hill, Professor of Business Administration at the Harvard Business School, managers need to offer ‘supportive autonomy’ appropriate to an individual’s abilities. The goal here is to be hands-on and give others room to succeed independently.
It is common for managers to neglect what employees are personally trying to achieve when carrying out their duties. However, experts say that by accounting for the interests of the whole person, you can get more value than just focusing on the working person.
For example, if you have employees interested in teaching, sculpt ways to include such opportunities in their daily operations. They can help train peers or other less experienced colleagues and feel satisfied in the long haul. They will stay motivated and transfer the essential skills across various departments in the company.
The first step to developing these personal goals and using them for employee engagements is identifying them. Ask the employees if they have any goals they’d like to share with you. It should be voluntary with no pressure as they should feel comfortable talking about them.
You can also request them to offer recommendations to enable the proper adjustments to help suit their goals. Just as with work goals, personal goals will contribute to the general team, unit, and company and affect how employees interact in the workplace. When it is a shared commitment, it is easy to create a mutual responsibility that allows seamless integration of skills in the workplace for optimized production and growth.
Every employee must understand the effectiveness of incorporating employees’ personal interests and professional goals to achieve high levels of success and productivity.
At InsureYourCompany.com, we can help you with tips to motivate your employees with benefits packages. Contact us today to learn more.
As a business owner, you may have to pay for your own health insurance if you are not covered under your spouse’s insurance. Because of this, you may also want to think about your employees. It is a good idea to offer health insurance for your employees.
Here are some reasons why you should offer health insurance for your employees.
Here are some of the most common types of health insurance plans that you may want to consider for your employees.
Confused and unsure about where to start? Here are some tips for choosing the right plan for your business.
Getting health insurance will only help your business. You will attract better employees, as well as keep them as healthy as possible. However, it can be confusing when trying to decide what will work best. You may want to talk to your employees, as well as an agent so that everyone feels good about the choice that you made.
If you want to make sure that you can feel good about the health insurance plan that you offer your employees, don’t hesitate to contact us today. We will be glad to talk to you about all of your options to ensure that you are getting the best deal for your employees.
As Americans, we are constantly watching the prices of things go up. Though we are used to some prices going up, there are many things that are going up astronomically. You may not be worrying about much more than putting food in your home and gas in your car. However, your insurance is also going to be affected, as the prices continue to rise.
The official definition of inflation is a loss of purchasing power over time. Basically, this means that the price of goods increases over time. It means that you will end up spending more money for your groceries and other goods that you buy on a regular basis.
Inflation happens on a regular basis. However, it seems to be really increasing right now, due to the pandemic. This is due to the disruption of the supply chains. Once everything started opening back up in 2021, the demand for goods made the prices go up even more.
You may be wondering what this means for you when it comes to your insurance and your needs.
It may come down to what the market value is on your home and other valuables. If you go by insurance values, you may not get enough money if something happens to it. You need to think about the market value of the object. Your home and automobile may be worth more now than when you first got it insured. You are going to want to check your plan to ensure that you will be paid properly if something happens.
You should work with an agent to get the best deal for your insurance. Your agent will be able to offer you several policies, explain why they are different, and help you figure out exactly what you need. He or she will be able to explain the difference between insurance and market value, to ensure that you feel happy with the plan that you choose.
It may help to talk to your agent about the inflation guard. They may have a clause in your insurance that will help to cover the increase in the cost of repairs, should your home, automobile, or valuables get damaged.
For this reason, many insurance companies recommend checking your policies regularly to ensure that you are fully protected. You should never get a policy and then forget about it for years. Instead, it is a good idea to check your policy at least once a year to make sure that you are protected. You don’t want to add on to your home, and then when you have a fire, realize that you never updated your policy. You will have to start all over (with your own money) in order to fix it.
As prices continue to rise, inflation continues to stress us out. We are spending more money than ever to fill up our gas tanks and put food in our bellies. Not only that, but everything else is getting higher too! However, we can’t forget about our insurance.
You need to check your policies at least once a year to ensure that you are fully protected. It may also help to work with an agent, to make sure that you get everything that you need (even if you didn’t realize that you needed it)!
If you are serious about getting the best deal for all of your insurance needs, don’t hesitate to contact us today. We would be glad to talk to you about what you need and how we can create a plan that is affordable for your budget.
What is an LLC? A Limited Liability Company (LLC) is a business entity that provides limited liability to its owners. This means that the owners’ assets are protected if the company is sued. Limited liability companies are a popular choice for small businesses, and there are several types of insurance that they should consider purchasing. We will discuss what an LLC is and what types of insurance they should consider buying.
A BOP is a policy that combines property and liability insurance into one package. This is a good option for businesses that want to insure their property and protect themselves from potential lawsuits.
The BOP will typically include coverage of the business’ property, equipment, and inventory. It will also provide liability coverage if someone is injured on your property or if you are sued for damages. This type of policy can be a good option for LLCs that want to purchase insurance without shopping around for multiple policies.
If you are looking for more comprehensive coverage, you should consider purchasing a policy that covers more than just property and liability.
Business liability insurance provides coverage for the damage your business may cause to another person or company. This policy can protect you if you get sued for negligence, product liability, or wrongful termination.
If you want to protect your business from potential lawsuits, you should consider purchasing business liability insurance. This type of policy can provide you with the coverage you need to protect your business’ assets.
Workers’ compensation insurance covers medical expenses and lost wages if an employee is injured or killed. This type of policy is required by law in most states, and it is a good idea for LLCs to have it.
If you have employees, you should consider purchasing workers’ compensation insurance. This policy will cover medical expenses and lost wages if an employee is injured or killed.
Health insurance provides coverage for medical expenses and lost wages if an employee is injured or killed. This type of policy is required by law in most states, and it is a good idea for LLCs to have it.
If you have employees, you should consider purchasing health insurance. This policy will cover medical expenses and lost wages if an employee is injured or killed.
Disability insurance provides coverage for lost income if an employee is injured or killed. This type of policy is optional, but it can be a good idea for businesses.
If you want to protect your business in case of an injury or death, you should consider purchasing disability insurance. This policy will cover lost income if an employee is injured or killed.
LLCs should consider purchasing various types of insurance to protect themselves from potential risks. These policies can cover property damage, liability, employees’ injuries, and lost income. Purchasing insurance can be expensive, but it is often worth the cost.
Contact us to learn more about how you can insure your business. Our team of experienced business insurance experts is standing by to help you start protecting your business the right way.
It is commonly perpetrated by IMPOSTERS that contact your clients and intentionally mislead them to divert YOUR INVOICE payments to other bank accounts.
Social engineering scams can cost businesses millions of dollars annually. But if employees know the signs of potential fraud they can help prevent these losses. Some social engineering to be aware of include:
Also, be aware that tech savvy criminals may be able to monitor, infiltrate and intercept a company’s email accounts and service. This allows them to track and then mirror a vendor or employee communication style to appear legitimate.
Even companies who undergo training and employ strong security practices can be infiltrated. Social engineering coverage is typically added to a crime or cyber liability insurance policy and can provide protection for your business. There are several types of coverage available so it is important to talk with your agent about your company’s needs and risks.
Always train yourself and your employees to spot the signs of fraud and be ever vigilant and ask us about CYBER and CRIME INSURANCE. We can help show you how to protect your company.
Everyone aspires to earn more money for their skills and expertise. As your career progresses, you may be paid more for the solutions you can provide. But the value of those solutions, and your potential income, is limited to the value of the problem and the ability of your clients to pay. If you work on cars, you can’t charge more than the car is worth or more than local car-owners can pay. The same principle is true for the value of every professional and the solutions they provide.
So you want to earn more. Not just a little more each year, but to seriously increase the compensatory value of your time. The answer is to solve bigger problems. We all start as entry-level teens and young adults doing delivery jobs, waiting tables, and sorting mail. These jobs are often low-paying because the problems the jobs solve are not high-value. We need deliveries, but the consequences of a missed food delivery are not high and easily recoverable.
Those of us who seek bigger clients and bigger paychecks need to seek out problems that need big solutions.
Most contractors, providers, and service teams strive for bigger accounts, bigger clients, and bigger payouts. It’s a natural part of business growth. But how do you grow your business to bigger clients instead of increasing your capacity for small clients? It’s all about your problem-solution offering. Solving a $40,000 dollar problem probably won’t yield a $250,000 dollar fee for the solution. Likewise, small businesses by necessity must keep their costs modest so they can be covered by a small-scale revenue.
If you’re good at solving small problems fast for a good price, you can win as many small business clients as your services can reach. However, if you want larger-scale clients you will need to solve larger-scale solutions.
A big problem is one that can generate or cost the company a large amount of money. This means the company has more to lose, to start with, and the problem will likely require a more large-scale solution. Sometimes, this is because a larger company has bigger systems that need maintenance, upgrades, and integrations. Other times, it’s because your clients have bigger clients themselves, and each of their projects is higher stakes when put in jeopardy.
Let’s look at these concepts as two examples:
A local company provides backup generators for lease during emergency outages. They usually provide small generators to a few dozen small businesses in each outage. However, seeking larger clients, they expand to large permanent generator installations and emergency power backup systems. Larger clients not only need larger emergency generators and backup systems, they also have more to lose with hours of delay between the outage and activating their generator. By taking on bigger systems, solving bigger problems, the electrician business wins bigger clients.
A new hack is using a vulnerability in software used to process health insurance claims. The information at risk private patients’ data, from their social security numbers to their medical records. Every company hacked not only puts patients at risk but is faced with hundreds of thousands of dollars in HIPAA, PCI DSS, and GDPR fines for the exposure.
The cost of a breach means that even small practices are willing to invest a big amount to both protect patients and offset the fines.
What if you’ve been solving small problems and are ready to scale up? There are several approaches to your ability to solve bigger problems for bigger clients with deeper pockets.
The first is to scale up your business capacity, like our electric generator example. By investing in larger generators and a team to provide concierge on-demand power recovery services, a business service can solve the same problem on a larger scale for larger companies. This mainly requires an investment in your business resources and your team’s capacity to perform skills you already have.
Another is to up your game in the types of problems you can solve. The cybersecurity example might involve a technician who ups their game from securing one server to a multi-server network to an international business cloud. This mainly involves building new skills and increasing your personal capacity for big problem-solutions.
The last option relies on your intuition to innovate solutions to existing large-scale problems. In marketing, this is called seeking a pain point. In other words, look for areas in the market where there are bottlenecks, chokepoints, or hassle where there needn’t be. An example might be writing an API that bridges two essential pieces of software used by large companies in an industry you are familiar with. Another example might be introducing a service that smoothly provides regulation compliance in a challenging industry.
Companies that are struggling with the pain point you solve will pay for your solution. Many will pay whatever they can afford.
If you want bigger clients and higher-dollar projects, you’ve got to solve bigger problems. Your skills and understanding of your clients will determine which problems you solve, and just how big-value those solutions can be. Know your worth, increase the value of your service, and don’t be shy about seeking bigger clients than you’ve ever dealt with before.
When scaling or changing operations, it is important to keep your insurance broker in the loop. A small general liability policy may have been sufficient when you first started out. However, as companies grow their insurance needs change.
Hiring employees, changes in revenue and operations, work locations, and equipment needed can all impact your insurance considerations.
For more information on how changing operations can affect your insurance, contact us today.
Tech consulting is a great field. However, there are often a few hundred listings to sort through and only a few real jobs that meet your goals. As a tech consultant, it can be tough to find the right contract or employment opportunity just by sorting through the job boards. Half the listings are decoys recruiting for other positions and the other half might be a good fit – if they had enough information for you to tell.
The problem is that many companies don’t know how to hire the tech recruiter they need and those that do sometimes don’t take down their job listing when the role is filled. This leaves you with a lot of noise and not a lot of substance. One of the best ways to weed out the chaff and find the jobs that meet your goals is to work with tech recruiters who truly understand the industry – and have clients on both sides of the line.
Here’s how to work with recruiters to find the tech consulting jobs that matter – and weed out the ones that don’t.
First, find a team of experienced and knowledgeable tech recruiters. It takes a tech expert to hire a great tech consultant. This means that your recruiters know your value when they see it – and fully understand the tech needs of the companies they will connect you with. Experienced tech recruiters know how to match your consultant skills with companies who need what you have to offer – allowing you to sort out every job offer that doesn’t fit your profile.
You’ll know the right recruiters because you will understand each other. They won’t just be spinning buzzwords. They’ll tell you in plain language what their clients are looking for and when you explain your expertise they’ll ask all the right questions to really determine your specialties and workflow preferences.
Once you find the right recruiters, help them understand what you have to offer by detailing your skills, specialties, and interests. Talk about the experience you bring to the table, the technologies you are most familiar with, and the consulting value you have to offer.
Of course, this isn’t just about selling yourself, it’s also about finding a good match for future clients. You’ll also want to describe what you’re most interested in working with, the sectors you prefer, and where you see your skills expanding in the future. This will help your recruiters get an idea of which of their clients will make good contract clients for you, with a good fit on both sides.
Workflow is a big deal in today’s recruiting industry. Are you planning on working remotely or do you perform on-site tech consultations for hardware and business systems? Do you prefer Zoom calls, phone calls, or text-based communication? Do you like a 9-5 schedule with the commuting crowd or would you rather have a company culture of night owls?
Give your recruiters an outline of your ideal workflow and the types of teams you like to work with. Then define some margins including what you can comfortably work with outside your dream-job ideal. This will help your recruiters find a good company culture match in an ever-diversifying landscape of workflows in the business world.
Once your recruiters have a strong idea of where you will best fit, they’ll start connecting you with clients. You can skip 100% of the chaff on job boards because recruiters work directly with their clients – they know who is hiring for a real position, which listings are “duds”, and who is just trolling for tech talent.
A team of recruiters on your side can protect you from freelance recruiting tactics like dummy listings and hidden details. They also have insight into each of their clients’ real company cultures and details about the job that might not be included in typical online listings.
Finally, start taking interviews when your recruiter team finds a good match. By working through recruiters, you can avoid wasting your time by only connecting with employers who really want a tech consultant who does what you do – the way you do it. These interviews will be arranged and curated by your recruiters, which also helps to avoid no-shows and ghosting because recruiters know their clients directly. It’s not just a job board connection.
When you find the right match with a client during the interview process, you can build your new consulting contract and your recruiters get a commission from the company for helping them sort through the job board noise from the other direction.
Tech consultants are often required to carry specific insurance. Your contract may list several types of coverages you’re required to have. There are also several insurance products that, while not required by contract, can help protect you and your business. If you are a tech consultant, contact us today for help with your insurance needs.
More and more people are looking at ways to save the environment. They want to do their part to make it better. One such way is to buy an electric vehicle instead of a conventional one. These vehicles can be more costly, but many hope that the amount of money that they save on gas will outweigh these higher costs.
Either way, you will still need to get car insurance for your new vehicle. If you choose an electric vehicle, you may be unsure if you need to know anything special about purchasing insurance. In some ways, it is similar, but there are also differences.
Buying insurance for your electric vehicle isn’t much different than regular vehicles. You are still going to want to shop around at multiple companies. You also need to decide if you just want the liability or if you want collision or comprehensive coverage. That being said, you are probably going to have to pay a little more for your insurance, due to the expense of an electric vehicle. You may also not be eligible for discounts, though it doesn’t hurt to ask!
Whether you have an electric or conventional vehicle, don’t hesitate to contact us today to see what we have to offer you.
Almost everyone can attest that 2021 was a pretty uncertain year. Most people started the year full of hope and anticipation, considering the COVID-19 pandemic. However, uncertainty continued to linger as many people did not know what to expect. The high levels of uncertainty led to increased anxiety, low mood, and increased OCD, among other issues.
Fortunately, the new year is here, and the focus should be on how you can make winning moves. Regardless of whether the past year was a banner for you, you will need to make changes and create the best version of what you want 2022 to be like.
The first step to creating the proper goals is looking forward to the bigger goals you want to achieve. Imagine if you could reach the highest level of your accomplishments in life this year. Would that be the best feeling ever?
To create the best version for you this year, it would be best to look at all the changes you would have to make. Perhaps you need to put more effort into your work or trust your decisions to avoid being a victim of unnecessary responsibilities. The choices you make daily will make a big difference in finding joy in the future and fulfilling your accomplishments.
Equally important, the goals and resolutions you set at the beginning of the year should give you control and create a feeling of consistency and accomplishment. Here are some expert tips on setting realistic goals for 2022.
Most people think setting sights on a lofty goal is a wrong move towards success. The truth is that such goals, when attainable, can create a huge difference and help you soar high and achieve what you need in the long haul.
Some of the world’s most famous and accomplished people used such high aspirations to drive them and fuel themselves to achieve greatness. You can also do the same by creating prominent goals that you can achieve in the future.
However, you ought to be concise and realistic when setting significant goals. It is easy to lose motivation when you feel your progress towards attaining a goal is low. Even then, you will not become a millionaire overnight, and you should never expect to be. Instead, you can achieve greatness by following a series of well-defined small goals that push you towards a significant accomplishment.
The key to proper goal-setting is taking your significant dreams and breaking them down into smaller actionable steps. You can then lay the path to success without trying to off-road your ambitions.
For example, when your goal this year is to double your profits from a side hustle, it would be best to start by setting smaller goals that will realize it unless there is an expected boom in business. You will need patience for your efforts to work. Break down the goals into steps that point towards a common result.
Setting marginal goals is also the most proper way that will enable you to measure your efforts. For example, you can decide to employ new staff every month who will help in boosting revenue. After reaching a goal, you can go to the next milestone until you reach the goal.
Accountability is the key to proper goal setting. There are a few things that can help you remain accountable. One way is to have appropriate scheduling programs, create journals, and utilize online calendars to track your efforts.
Tracking your efforts helps you remain on track and overcome challenges that may come your way.
Get started today and create realistic goals for 2022 with these tips. Talk to us at InsureYourCompany.com to find more information on customized insurance quotes.
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If you are in the IT industry InsureYourCompany.com is the insurance agent you want to work with, we are technology insurance experts and have changed the way you do business. See below a list of professionals who we help today.
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