Your Privacy, Our Priority

Privacy Statement

Technology Insurance Associates
Insure Your Company.com
Insure Your Home.com
Techsmart Insurance Agency
CG Benefits Group
Updated October 2020

Our Commitment to Protecting Your Privacy

We take your privacy very seriously. Please read this privacy policy carefully as it contains important information on who we are, how and why we collect, store, use, and share your personal information. It also explains your rights in relation to your personal information and how to contact us or supervisory authorities in the event you have a complaint.

Our Responsibilities and Privacy Commitment

We understand the importance of protecting your private information. Our highest priority is to maintain your trust and confidence. We will maintain our commitment to safeguarding your information now and in the future by taking reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers.

We are guided by our respect for the confidentiality of your personal information. We are providing you with this because we want you to know that we value your privacy.

Information We Collect and How We Use It

We collect information about you in the course of issuing insurance and/or providing services. The information we may obtain includes, but is not limited to:

• Your name and contact information, including email address and telephone number and company details
• Information to enable us to check and verify your identity, e.g., your date of birth
• Your gender information
• location data
• your billing information, transaction and payment card information
• your personal or professional interests
• your professional online presence, eg LinkedIn profile
• your contact history and purchase history 
• information from accounts you link to us, eg Facebook
• information to enable us to undertake credit or other financial checks on you
• Information about how you use our website, IT, communication and other systems
• your responses to surveys, competitions and promotions
• your past, present, or future physical or mental health or condition
• the provision of health care to you
• payment for the provision of health care to you
• your Social Security number, employment history, credit history, income information, business information, bank or credit card information, and other similar information.
• information related to prior insurance claims, prior insurance policies, and other information related to the procurement of insurance products or services.
• Other information in furtherance of providing products and services to you.

This information is required to provide products and services to you. If you do not provide personal information as requested, it may delay or prevent us from providing products and services to you.

We obtain this information from several sources, including but not limited to applications or other forms you complete, public sources, your business dealings with us and other companies, and consumer reporting agencies.  We may also obtain information from your use of our website, such as your IP address, the date and time you access our website, your address, and other information ascertainable based on your use of our website. 

Information we collect, including information that you provide on any forms or through our website, is used to provide services to you and to market to you.  By providing information to us you agree to be contacted by us.  We may contact you regarding insurance products and insurance related products and for general marketing purposes.  By submitting information on our forms, you agree to receive emails, telephone calls, newsletters, mail, and other communication from us.  We may also use your information for things like obtaining quotes, providing customer service, and similar tasks.  We may share some of your information with insurance carriers, general agents, and business partners.  

Opt Out

You can request to be removed from our contact list by emailing Info@insureyourcompany.com or writing to us at:

Technology Insurance Associates
Privacy Officer | Privacy Request
225 Gordons Corner Road
Suite 1H
Manalapan, NJ 07726

Please indicate that you wish to be removed from our contact list and include the email address, phone number, address, or other contact information you would like us to remove from our list.  Please allow up to 2 weeks for the removal to take effect. Please note that while we can remove you from our marketing list, you may still receive communications from us relative to insurance policies through our agency, insurance carriers, outside companies, and others 

Other Types of Information We Collect and How We Use It

We may gather and store aggregate information about visitors. The collection of this information enables us to measure the number of visitors to various portions of the site, diagnose problems with our server, administer the site and track visitor activity. We will use this aggregate information to learn more about what you and our customers are expecting from our services, and tailor and improve the site. Because aggregate information collected on the Site does not personally identify you, we may use aggregate information for any purpose, and share aggregate information with third parties for any purpose. 

We also use service providers to help us develop applications for your convenience, such as to submit a claim or obtain quotes. These service providers may use tracking pixels, agents or other visitor identification technology to collect information.  

Links to Other Websites

Insureyourcompany.com may contain links to other websites. The operators of those other websites may collect information about you through cookies or other technologies. If you link to another website, you will leave our website and this Online Privacy Policy will not apply to your use of and activity on those other sites.

If you provide personal information through any other site, your transaction will occur on that website and the personal information you provide will be collected controlled by that website operator. Links on our website to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the notices posted on those sites, including their privacy policies. We have no responsibility or liability for your access or use of, and the data collection and use practices of, other sites.

Social Media

Our company maintains profiles and/or pages on various social media sites including Facebook, Instagram, Linkedin and Twitter.  If you choose to interact with Technology Insurance Associates/InsureYourCompany.com/InsureYourHome.com on a social media site, you are providing your consent to receive information updates, including solicitations, from us. To stop receiving information from us on a social media site you may need to follow the procedure established by that site. 

Our Security Procedures

We take reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers. Unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure. We cannot ensure the security of any information you transmit to us through, or in connection with, the Site. If you have reason to believe that your interaction with us is no longer secure (for example, you feel that the security of any account you might have with us has been compromised), you must immediately notify us of the problem by contacting us at: 

Info@insureyourcompany.com 

Or 

Technology Insurance Associates
Privacy Officer | Privacy Request
225 Gordons Corner Road
Suite 1H
Manalapan, NJ 07726

Information We Disclose

We do not sell any Personal Information about you.  We may disclose information about you in connection with providing insurance related services.  We are required to disclose personal information to obtain quotes, bind coverage and provide service.  Information may be disclosed to our business partners, insurance carriers, and marketing partners in connection with our normal business operations. 

We may share information with companies that perform administrative or marketing services to us. We may share the information we collect with insurance companies, agents, companies that help us to conduct our insurance business, companies that are self-insured, or others as permitted by law. Below are examples of the times we may share information for business purposes.

• Underwriting 
• Premium rating;
• Submitting and processing claims;
• Reinsuring risk;
• Assessing quality;
• Business management and planning; and
• Sales, transfer, merger or consolidation of the business.

 Your information may also be shared: 

• For purposes of treatment, payment, and operations, including assessment of eligibility, case management activities, coordination of care, collection of premium, payment of benefits, and other claims administration.
• With a regulatory, law enforcement, or other government authority. This may include finding or preventing criminal activity, fraud, material misrepresentation or material nondisclosures in connection with an insurance issue.
• In response to an administrative or judicial order, including a search warrant or subpoena.
• To health agencies or insurance carriers during audits, investigations, inspections, licensure and other proceedings related to oversight of our business practices.
• With a medical care institution or professional, to verify coverage, conduct an audit of their activities, discuss a medical problem of which the insured may not be aware, discuss drug and disease management approaches, and other purposes permitted or required by law.
• To conduct actuarial or research studies. In this case, individuals are not identified in the research report. Material identifying an individual is destroyed as soon as it is no longer needed.
• To authorized federal officials for the conduct of lawful intelligence, counter-intelligence, and other national security activities authorized by the national Security Act and implementing authority.
• To workers’ compensation or other similar programs that provide benefits for work-related injuries or illness without regard to fault as authorized by and to the extent necessary to comply with these programs.
• With third parties for use in auditing services or operations, auditing marketing services, performing various functions on our behalf, or to provide certain services.
• With a group policyholder for reporting claims experience, or for conducting an audit of ur operations or services.
• To consult with outside health care providers, consultants and attorneys, and other health related services.
• As otherwise permitted or required by law.
• We may disclose protected health information to the sponsor of your group health plan, for purposes of obtaining premium bids from health plans for providing health insurance coverage under the group health plan; or modifying, amending, or terminating the group health plan.

Information may be requested from other companies to as sist us with our determination of coverage, eligibility, benefits or for the purpose of determining the rating of premiums. Companies used for this purpose retain this information and it may be made available to other companies for their determinations.  

How to Contact Us

You may contact our representative at the following address:

Technology Insurance Associates
Privacy Officer | Privacy Request
225 Gordons Corner Road
Suite 1H
Manalapan, NJ 07726

This policy applies to Technology Insurance Associates, CG Benefits Group, Insure Your Company.com, InsureYourHome.com, Techsmart insurance agency, its subsidiaries and affiliates.  This privacy policy supersedes any prior privacy policy.