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Get our computer programmer insurance solutions for your business protection

We have designed our insurance solutions, especially for tech professionals

Computer programmers have unique commercial insurance needs. Most business insurance for computer programmers includes professional liability insurance (also known as E&O insurance). Most computer programmers, like software designers and IT companies, either build software or sell technology-related products to help other companies run their business.

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Why Do Computer Programmers Need Insurance?

Computer programmer insurance protects the business if systems they built or supported either fail or lead to large errors or loss of income for the client. Professional liability insurance, also known as computer consultant insurance, can protect software and hardware products and services that often control key business functions such as internal office processes, database management, accounting, billing, websites, e-commerce (if applicable), and more.

Technology insurance also protects computer programmers from special personal injury issues involving privacy issues and computer virus attacks. Our insurance carriers often offer customized policies to provide for these specialized professional insurance risks.

Professional liability insurance policies offer computer programmers protection for information, their biggest risk exposure, the potential economic damages from their negligent acts, errors, and omissions arising from selling their technology products and services.

FAQ's

Professional liability insurance is crucial for computer programmers because it protects against claims of negligence, errors, or omissions in the software or technology services they provide. This coverage extends to:

  • Errors in Coding
  • Data Breaches
  • Legal Costs

 

Technology insurance is designed to address unique risks faced by computer programmers, including:

Cyber Liability: Protection against liability from data breaches, cyberattacks, or unauthorized access to sensitive information.

Software Failures: Coverage for financial losses incurred by clients due to malfunctioning software or systems.

Intellectual Property Issues: Coverage for claims of copyright infringement or unauthorized use of intellectual property in software development.

Computer programmer insurance not only safeguards your business from financial liabilities but also provides:

Client Confidence: Assurance to clients that your business is protected against potential risks, enhancing trust and credibility.

Business Continuity: Coverage for legal expenses and financial losses that could otherwise jeopardize ongoing operations.

Comprehensive Coverage: Customizable policies that cater to the specific needs of IT professionals, ensuring you have adequate protection tailored to your business activities.