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Computer Programmers

Computer programmers have unique commercial insurance needs. Most business insurance for computer programmers includes professional liability insurance (also known as E&O insurance). Most computer programmers, like software designers and IT companies, either build software or sell technology related products to help other companies run their business.


Why do computer programmers need insurance?

Computer programmer insurance protects the business if systems they built or supported either fail or lead to large errors or loss of income for the client. Professional liability insurance, also known in this case as computer consultant insurance, can protect software and hardware products and services that often control key business functions such as internal office processes, database management, accounting, billing, websites, e-commerce (if applicable), and more.

Technology insurance also protects computer programmers from special personal injury issues involving privacy issues and computer virus attacks. The insurance carriers we work with often offer customized policies to provide for these specialized professional insurance risks.

Professional liability insurance policies offer computer programmers protection for information, their biggest risk exposure; the potential economic damages from their negligent acts, errors, and omissions arising from the sale of their technology products and services.