PHONE : 1-888-242-4675 | E-MAIL : Info@insureyourcompany.com
Business Type :
Login
Give the Key Benefits to Your Employees during Unexpected Challenges
Our Group Short-Term Disability Coverage provides essential protection for employees in case unexpected difficulties occur.
Our Group Short-Term Disability Coverage provides essential protection for employees in case unexpected difficulties occur. This insurance offers assurance and financial security for your employees, ensuring they receive support during challenging circumstances. Make a commitment to the health and happiness of your team right now.
Get Key Benefits
Short Term Disability insurance is utilized in cases where an employee becomes ill or injured and is unable to carry out their job responsibilities. The insurance covers a portion of the worker’s income for a set period. Businesses and individuals have the option to purchase short-term disability insurance.
In New Jersey, New York, California and Rhode Island, it is mandatory for employers to have short term disability insurance. These states have a disability program built into salary deductions and employer contributions. You can supplement employees that work in other states and provide increased compensation to those in mandated states with a company owned Short Term Disability policy. It is a very inexpensive coverage to offer to enhance your employee benefit program.
Coverage usually starts anywhere from 1 to 14 days after your employee suffers a condition that leaves them unable to work. The benefits last for approximately 26 weeks (each policy and State have different timelines and salary requirements to be eligible for benefits). You must apply for benefits and provide documentation from a doctor.
By packaging the Short Term Disability with other ancillary products from the same insurance carrier, multi-line discounts make this a very reasonable offering. If you would like to add STD and LTD to your benefits package contact one of our health insurance professionals right now.
Short-term Disability (STD) Insurance provides financial security for employees who are temporarily unable to work due to illness or injury. Offering STD benefits to small businesses demonstrates care for employees’ well-being, helps in attracting and retaining talented staff, and ensures seamless operations during temporary absences.
STD benefits begin within 1 to 14 days after an employee is unable to work due to a qualifying condition. The benefits usually last for approximately 26 weeks, but this duration may change depending on the guidelines and regulations of the policy. Employees must ask for benefits and provide medical evidence from a doctor to support their request.
Certain states like New Jersey, New York, California, and Rhode Island mandate businesses to have Short-Term Disability (STD) Insurance, which includes disability plans funded through salary deductions and employer contributions. In other states, companies have the option to purchase STD insurance as a supplement to their benefits package. Companies have the option to collaborate with insurance specialists like InsureYourCompany to add short-term disability insurance to their list of benefits, providing financial security to employees in the event of temporary disabilities.
We believe in supporting our clients through every step of the insurance process. From choosing the right coverage to filing a claim, we are here to offer guidance and support. Request a free quote today and get coverage that meets your unique needs.
