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Designing and sculpting a landscape requires serious consideration, forethought, and specialized knowledge of the grounds and possible plants and features that make the most out of your client’s space. InsureYourCompany will take the same care in crafting your New Jersey landscaping business’s comprehensive insurance policy.
Protect your Business
Landscaping companies often use the services of direct W-2 employees as well as 1099 subcontractors to assist on particular jobs. Professional liability insurance for landscapers protects your workers against allegations of negligence, omissions, or defamation.
The range of equipment required to make an aesthetically pleasing and functional landscape is vast. From large tractors to pruning shears, all of these tools can injure an employee. Workers compensation insurance allows employees injured at work to obtain benefits and paid recovery time quickly and with little interruption to your business as usual.
Keep your business on the road and moving with a commercial auto insurance policy. Whether you own or lease, this coverage protects your workers and your cars, vans and trucks traveling from job to job. You can customize your auto insurance policy to cover trailers and special transportation situations and find suitable protections for your trucks and drivers.
Your New Jersey landscaping company also needs general liability insurance to protect your business in case of accidents and defense against legal actions, including personal injuries, and commercial assets. You can expand the breadth of this insurance policy with umbrella insurance, which is often worth the low cost when unforeseen events threaten to leave you in dire straits.
Professional liability insurance is essential for landscapers as it protects against claims of negligence or mistakes made while providing services. This insurance covers legal defense costs and settlements, ensuring your business can continue operations without facing financial hardships due to liability issues.
Workers’ compensation insurance is critical for landscaping businesses. It provides benefits to employees who are injured on the job, covering medical expenses and lost wages during recovery. This insurance helps maintain workforce stability and protects your business from direct financial claims related to workplace injuries.
Commercial auto insurance protects landscaping businesses by covering vehicles used for work, including cars, trucks, and trailers. It offers financial protection against accidents and damages while vehicles are en route to job sites, ensuring that your business operations are not disrupted by vehicular issues.
We believe in supporting our clients through every step of the insurance process. From choosing the right coverage to filing a claim, we are here to offer guidance and support. Request a free quote today and get coverage that meets your unique needs.
