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Designing and sculpting a landscape requires serious consideration, forethought, and specialized knowledge of the grounds and possible plants and features that make the most out of your client’s space. At, we take the same care in crafting your New Jersey landscaping business’s comprehensive insurance policy.


Understanding Your Business

Landscaping companies often use the services of direct W-2 employees as well as 1099 subcontractors to assist on particular jobs. Professional liability insurance for landscapers protects all of your workers against allegations of negligence, omissions or defamation.

The range of equipment required to make an aesthetically pleasing and functional landscape is vast. From large tractors to pruning shears, all of these tools have the capability to injure an employee. Workers compensation insurance allows employees injured at work to obtain benefits and paid recovery time quickly and with little interruption to your business as usual.

Keep your business on the road and moving with a commercial auto insurance policy. Whether you own or lease, this coverage protects your workers as well as your cars, vans and trucks traveling from job to job. You can customize your auto insurance policy to cover trailers and special transportation situations as well to find suitable protections for your trucks and drivers.

Ensuring The Basics

Your New Jersey landscaping company also needs general liability insurance to protect your business in case of accidents, defense against legal actions including personal injuries, and commercial assets. You can expand the breadth of this insurance policy with umbrella insurance, which is often worth the low cost when unforeseen events threaten to leave you in dire straits.