2014 - InsureYourCompany

Nature continues to be a force to reckon with as the effects of climate change have made storms and other weather events more powerful and destructive. Severe flooding experienced during vicious storms is proof of this as thousands of houses and buildings have been greatly affected and destroyed in calamities such as Hurricanes Katrina and Sandy. However, a recent legislative action has made it possible for more small businesses to secure flooding insurance for their properties, as Bloomberg News correspondent Annie Linskey reported:
(more…)

Successful business owners know that they need to invest in adequate healthcare plans if they want to attract and retain hardworking employees. Even though the cost of such benefits continues to rise, an increasing number of employers are able to sign their employees up for health insurance. As reported by Margot Sanger-Katz for The New York Times, Walmart is one of the companies that recorded a significant increase in the number of insured workers:
(more…)

When you have limited but valuable assets in your company, you have to ensure that they are protected from the potentially negative consequences of unforeseen circumstances. What better way to do so than to have your commercial property insured? In an article for About.com, business journalist Tiare Rath describes how property insurance can be beneficial, especially for small businesses: (more…)

In protecting your business, insurance is the place to start. There are various types of business insurance in NJ, but sufficient coverage against the most common liabilities should be a priority. Attorney fees, court costs, settlement or judgment payments, and other expenses can easily add up to hundreds of thousands or even millions of dollars. The benefits offered by insurance companies could save your business by shouldering these costs fully or partially. (more…)

Back in his black-hat hacking days, Kevin Poulsen commandeered the phone lines of a radio station in Los Angeles to win a Porsche by being the 102nd caller after three particular songs were aired. This is just one of his many feats that nearly resulted in decades behind bars. Five years into his sentence, he was released under certain restrictions; eventually, he became an editor for the online technology publication Wired.com. (more…)

The phrase “9-to-5” in reference to working hours in the U.S. is somewhat of a misnomer. The law doesn’t compel businesses to stick to a 9-to-5 schedule. As long as the total number of work hours per workweek falls within the law-mandated 40 hours, office work can start at any time. An extension of work hours is negligible if it’s used for breaks or lunch. (more…)

Dependable insurance for small business owners comes in many types and configurations. Their sheer variety might overwhelm anyone, especially an inexperienced entrepreneur. However, this short excerpt from an article on Confused.com stresses one good-to-know point about choosing from a wealth of choices: (more…)

These days, lawsuits seem to be getting tossed around like pies at a carnival, especially against big businesses. You don’t have to be a corporate giant to face the threat of suits and feel their sting on your wallet though. So before you find yourself facing down a bunch of irate customers in Jersey state courts with a potential hole in your coffers on the horizon, you should consider getting business insurance in NJ– specifically, liability insurance. (more…)