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Reliable and Affordable Individual health insurance

Customized Coverage for Employee

Everyone deserves dependable, affordable health care. Insureyourcompany provides guidance and support to help you choose the right coverage. Individual health insurance provides coverage for sickness and injury. Unlike group health insurance which is through an employer, this insurance is purchased directly from the insurance carrier.

Find Your Perfect Plan

What is the Individual Health Insurance for Small Businesses?

Health insurance for individuals will provide coverage for your employees & healthcare needs. Unlike group health insurance plans obtained through an employer, individual health insurance is bought directly from the insurance provider. This insurance will pay for medical costs from injuries or illnesses, offering essential protection for employees without access to employer-provided health insurance.

Is Individual Health Insurance Right For You?

If you are:

  • Self Employed
  • Employer doesn’t offer health insurance
  • In-between Jobs
  •  Not yet eligible for Medicare

Then you are in the right place for individual health insurance. We have partnered with ASSURANT Health- New Window to provide fast and easy quotes.

Individual Health insurance is customizable for the coverages you want and the budget you have.

Coverage can include:

  • Ambulatory patient services
  • Emergency Services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services
  • Prescription drugs
  • Laboratory services
  • Preventative and wellness services
  • Pediatric services

By adjusting benefits like deductibles, co-pays and prescriptions you can choose the premium amount that fits in your budget. InsureYourCompany.com will walk you through the entire process; call now at 732-832-7997- Click To Call for a consultation.

Benefits of the Individual Health Care Insurance?

There are many benefits to having individual health insurance policies. Check out a few of the most important benefits outlined below.

Medical expenses covered

The main reason for buying personal health insurance is for safeguarding against unexpected medical expenses. It shields you from potential financial hardships in the event of a health issue by easing the weight of healthcare costs, enabling you to focus on recovery.

Customized Protection

Customize your health insurance plan to fit your specific needs and preferences.

Allowance for Hospitalization on a Daily Basis

Certain insurance companies provide a set payment to policyholders for each day they stay in the hospital. This only becomes relevant once the insured has stayed in the hospital for a few days.
The amount of time spent in the hospital is always decided in advance in the personal health insurance plan, and it can vary between different companies. If you are the main provider for your family, this allowance can be advantageous.

Benefits Related to Taxation

When examining your annual tax advantages, you will notice that personal health insurance is included. This assists
in safeguarding not only your financial goals, but also your most precious possession.

FAQ's

InsureYourCompany provides personal health insurance that includes a range of benefits such as coverage for ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health services, prescription drugs, laboratory services, and more. These plans provide a high level of customization, enabling you to benefit such as deductibles, co-pays, and coverage choices to suit your financial constraints and address individual healthcare requirements. Furthermore, personal health insurance can provide protection from unexpected medical costs, potentially reducing financial hardships in times of medical emergencies.

Personal health insurance is a good option if you work for yourself, your current job doesn’t provide health coverage, you are in a job transition, or you are not qualified for Medicare. It provides necessary coverage and guarantees your healthcare expenses are taken care of without depending on a company’s healthcare plan. This insurance is particularly advantageous for small businesses and individuals working in the IT sector who need personalized, adaptable health insurance.

InsureYourCompany provides assistance and help during the entire process of selecting insurance. Starting with the first meeting, easily arranged through a phone call, the team ensures thorough comprehension of policy details and customization options to aid in decision-making. They collaborate with reliable partners such as ASSURANT Health to provide quick and simple quotes, ensuring an uncomplicated and user-friendly experience.