Professional Liability insurance, also known as errors and omissions insurance, is essential for IT consultants. It protects against financial losses from client claims of negligence, such as coding errors or system failures, ensuring that one mistake doesn’t jeopardize your business.

General Liability Insurance provides crucial coverage for bodily injury and property damage. For IT consultants, it’s particularly important for incidents involving equipment damage or theft, helping pay for repairs or replacement to keep your business operational.

Umbrella Liability Insurance provides additional coverage beyond your other policies. For IT consultants working on complex systems, it offers an extra layer of financial security against large claims that could disrupt your business operations significantly.