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Great restaurant insurance is as important to the future of your business as an irresistible menu and good customer reviews. Since today’s restaurant environment is more complex than ever, you want to know you’re covered for both the expected and unexpected.

Whether you are new to the industry or you are a third-generation restaurant owner, you do not want to skimp on restaurant insurance. Commercial insurance can protect you and your restaurant from a myriad of problems, from broken equipment to liability lawsuits and beyond.

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General Liability Insurance and More

Because restaurants vary dramatically depending on size, location and style, your business owner’s policy may be customized to suit your specific needs. In addition to business property insurance for restaurants and general liability insurance, you may also want liquor liability coverage, food contamination coverage, or even equipment breakdown coverage.
If your policy is outdated or inadequate, you could be risking everything.  Make sure you are covered!  Chances are, at this point, your head is swirling with questions and we are here to help.  Let us help you customize an insurance policy that is right for you and your restaurant.

FAQ's

General Liability Insurance is essential for restaurants as it protects against common risks such as customer injuries or property damage within your premises. This coverage is foundational for safeguarding your business from potential lawsuits and financial liabilities.

Restaurant owners should consider additional coverages tailored to their specific needs, such as liquor liability if they serve alcohol, food contamination insurance for potential foodborne illness issues, and equipment breakdown coverage to protect against the malfunction of critical kitchen appliances.

To ensure your restaurant’s insurance policy is adequate, it’s important to regularly review and update your coverage, especially as your business grows or changes. Consulting with insurance experts like us can help customize your policy to cover all aspects of your restaurant’s operations effectively.